WhatsApp, the popular messaging platform, is on the brink of revolutionizing digital payments in India with its upcoming feature that enables international UPI payments. This groundbreaking development, shared by AssembleDebug on X (formerly Twitter), hints at a significant expansion of WhatsApp’s payment capabilities, catering to the growing demand for seamless cross-border transactions.
The International UPI Payments Feature
The leaked screenshot from the app showcases a new addition to the UPI settings section, aptly labeled ‘International payments.’ This feature is poised to empower users to activate international UPI payments and set a transaction period of up to 3 months, facilitating transactions with businesses in specific countries. While other platforms like PhonePe and GPay already offer similar functionalities, WhatsApp’s integration of international payments is expected to streamline and simplify cross-border transactions directly within the app.
International Payments on WhatsApp through UPI for Indian users.
— AssembleDebug (@AssembleDebug) March 25, 2024
This is currently not available for users. But WhatsApp might be working on it as I couldn't find anything on Google about it.
Apps like Phonepe, GPay and some others already support this. #Whatsapp pic.twitter.com/OE2COo89eZ
Evolution of WhatsApp’s Payment Ecosystem
Since its inception of in-app UPI payments for Indian users in November 2020, supported by an extensive network of over 140 banks, WhatsApp has been committed to enhancing its payment ecosystem continuously. The introduction of features like pinning multiple messages in chats and searching messages by date underscores WhatsApp’s dedication to improving user experience and expanding its functionality beyond just messaging.
Anticipated Benefits and Availability
The upcoming international payment feature is currently in development and may be accessible to limited beta users in the near future. However, it is not yet available to all users, with more information expected closer to the official launch date. This new feature holds immense potential for Indian users, offering them a convenient and secure way to engage in international transactions directly through the WhatsApp platform.
WhatsApp’s venture into international UPI payments marks a significant milestone in the evolution of digital payments in India. By introducing this feature, WhatsApp is poised to empower users with greater financial flexibility and convenience, further solidifying its position as a versatile platform that caters to diverse user needs. Stay tuned for more updates as WhatsApp continues to innovate and enhance its payment services for users across the globe.