Samsung has introduced a new “Buy Now, Pay Later” (BNPL) feature in its Wallet app, allowing users to make in-store contactless payments and pay for purchases later in installments. This option appears alongside credit and debit cards in the Wallet app during transactions, enabling users to choose installment plans directly at the point of sale by tapping their phone like a regular contactless payment.
The feature is made possible through a partnership with the finance firm Splitit, which allows users to pay in easy installments without needing to open a separate app. After the purchase, users can select from multiple installment plans—such as several payments every two weeks or monthly schedules—to suit their budget. The Wallet app also tracks all payments, providing transparency and ease of management without credit checks or the need to open the Splitit app.
At launch, this BNPL feature is rolling out in select U.S. states starting July 25, 2025, with a plan for nationwide expansion by the end of the year. It supports payments made via Visa and Mastercard credit or debit cards and can be used almost anywhere that Samsung Wallet contactless payments are accepted, including gas stations, grocery stores, and other retail outlets.
Samsung emphasizes that this addition aims to make the payment experience more versatile, allowing users to “make purchases on their own terms.” While similar to using a credit card, advantages include easier payment tracking and potentially lower interest rates due to direct installment plans. Samsung Wallet continues to serve as a comprehensive digital wallet that also stores IDs, travel documents, and digital keys on Samsung Galaxy devices, integrating this flexible payment option seamlessly into its ecosystem.